Commercial property building

Loans / Commercial Property Loans

Finance Your Next Commercial Property

Whether you're purchasing, refinancing, or investing in commercial property, we can help you explore loan options that align with your business goals and financial needs.

The Right Finance for Your Property Plans

Whether you're buying, refinancing, or expanding your commercial property portfolio, we help you explore finance options suited to your goals.

Office & Retail Property

Finance the purchase or refinancing of office spaces, shops, and other retail properties.

Industrial & Warehouse

Explore finance options for warehouses, factories, and other industrial properties.

Mixed-Use Property

Access finance for properties combining commercial spaces with other permitted uses.

Who it suits

Business owners buying their premises and investors purchasing commercial property.

Rates & benefits

Commercial lending is assessed differently to residential lending. We prepare your application and send it to lenders who specialise in commercial property, including hospitality venues and mixed-use sites.

Purchase or refinance commercial premises
Mixed-use & hospitality venue sites considered
Investor and owner-occupier structures
Comparison across specialist commercial lenders
Enquire about this loan

Quick repayment estimate

Estimated repayment $3,675 per month
Loan amountInterest
Total repayments
Total interest
Estimate only, using a constant illustrative rate and monthly principal and interest repayments. Excludes fees and charges.
2021Broking since
25+Lenders on panel
SydneyBased & local
$0No cost to you for most loans

One broker, whole market

We compare loans from more than 25 lenders, so you're not stuck with whatever your own bank offers.

Commonwealth Bank
Westpac
ANZ
Bankwest
ING
ME Bank

Find out how much you can borrow

Use this tool to get a better idea of what's possible.

Calculate repayments
House

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Other Loan Categories

Car Loans

Car Loans

Fixed-rate finance for new or used vehicles, arranged around your budget & trade-in.

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Personal Loans

Personal Loans

Unsecured lending for renovations, life events or debt consolidation.

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SMSF Home Loans

SMSF Home Loans

Compliant lending structures for property purchased through your SMSF.

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Business Loans

Business Loans

Working capital, equipment and expansion finance for owner-operators.

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Home Loans

Home Loans

First homes, upgrades, investment or refinancing — compared across 25+ lenders.

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Commercial Property Loans FAQs

Common questions about commercial property loans, loan structures and the application process.

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What can I use a commercial property loan for? −+
You can use a commercial property loan to purchase, refinance or expand business premises, or to invest in a commercial property such as an office, retail space or warehouse.
How much can I borrow against a commercial property? −+
Typically, lenders will offer up to 70–80% of the property value for commercial loans, though this varies depending on the property type, your financials and the lender's criteria.
Do commercial property loans have different interest rates? −+
Yes. Commercial rates are generally higher than residential rates because lenders view commercial property as higher risk. We compare across specialist commercial lenders to find competitive options.
Can I refinance an existing commercial loan? −+
Yes. Refinancing a commercial loan can help you secure a better rate, access equity, or restructure your repayments. We'll review your current loan and compare alternatives across our panel.
How long does commercial property loan approval take? −+
Commercial loan approvals typically take longer than residential — usually two to six weeks depending on the complexity of the deal and the lender. We keep you informed at every stage.
How long does it take to prepare a commercial loan application? −+
The application process itself can be completed in a few days once you have the required documents. We'll guide you through what's needed and help prepare your application to avoid delays.