Person planning personal finance goals

Loans / Personal Loans

Turn Your Goals into Reality with
a Personal Loan

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Whether you're planning a special trip, renovating your home, buying a vehicle, managing education costs, or covering an unexpected expense, we can help you explore personal loan options that suit your needs and budget.

Loans for Life's Important Moments

From exciting plans to unexpected expenses, a personal loan can give you access to the funds you need when you need them.

Holiday & Travel

Make your travel plans a reality with finance for flights, accommodation, and other holiday expenses.

Medical & Health Expenses

Access finance to help manage unexpected medical, dental, or other essential personal expenses.

Debt Consolidation

Simplify your finances by combining eligible debts into one personal loan with a structured repayment plan.

Education & Training

Invest in your future with finance for courses, professional training, education, and development.

Wedding & Special Events

Plan your special occasion with finance that can help cover eligible event and celebration expenses.

Unexpected Expenses

Manage unexpected costs with access to personal finance when you need additional funds.

Who it suits

Anyone who wants to borrow for a few years without using their home as security.

Rates & benefits

From renovations to consolidating higher-interest debt, we find unsecured lending with a repayment plan that matches your timeframe and cash flow.

Debt consolidation options
Renovation & life-event finance
No property security required
Clear, fixed repayment schedules
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Quick repayment estimate

Estimated repayment $3,675 per month
Loan amountInterest
Total repayments
Total interest
Estimate only, using a constant illustrative rate and monthly principal and interest repayments. Excludes fees and charges.
2021 Broking since
25+ Lenders on panel
Sydney Based & local
$0 No cost to you for most loans

One broker, whole market

We compare loans from more than 25 lenders, so you're not stuck with whatever your own bank offers.

Commonwealth Bank
Westpac
ANZ
Bankwest
ING
ME Bank

Find out how much you can borrow

Use this tool to get a better idea of what's possible.

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Other Loan Categories

Car Loans

Car Loans

Fixed-rate finance for new or used vehicles, arranged around your budget & trade-in.

Learn More
SMSF Home Loans

SMSF Home Loans

Compliant lending structures for property purchased through your SMSF.

Learn More
Business Loans

Business Loans

Working capital, equipment and expansion finance for owner-operators.

Learn More
Commercial Property

Commercial Property Loans

Purchase or refinance commercial premises, including mixed-use sites.

Learn More
Home Loans

Home Loans

First homes, upgrades, investment or refinancing — compared across 25+ lenders.

Learn More

Personal Loans FAQs

Quick answers on how personal loans work, when they make sense, and what to expect before you apply.

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Personal loans are often used for debt consolidation, renovations, weddings, medical expenses, or other one-off costs where you want a fixed repayment plan.
Most personal loans are unsecured, meaning you don't need to offer property or other assets as security. Approval is based on your income, expenses and credit history.
Once your loan is approved, the money is usually in your account within 24 to 48 hours, depending on the lender.
In many cases, yes. Some lenders allow early repayment without penalty, while others may charge a small fee. We'll make sure you understand the terms before you commit.
Approval times vary by lender. Some offer same-day approval for straightforward applications, while others may take a few business days. We'll guide you through the fastest options available.
You'll typically need proof of income, recent bank statements, ID, and details of your existing debts and expenses. We'll walk you through exactly what's needed based on the lender.